Where did they make the findings

A. A number of American banks ended in failures in the late 1980s and early 1990s.
B. Bank consolidation contributed to the deregulation of banking operations.
C. With the deregulation and merger, American retail banking has extended to a national business.
D. Bank of America sees a good prospect of having a national network.

A. The drought is partly caused by climate change.
B. Poyang Lake is now the second largest freshwater lake in China.
C. Poyang Lake has shrunk to 50% of its usual size.
D. The drought has proved to be the most serious in China’s history.