单项选择题

Now the most important factor for a bank to win in competition seems to be ______.

A．higher deposit rate
B．flexibility of capital
C．high banking honors
D．support of the government
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单项选择题
The phrase mammoth bureaucracy in Paragraph 4 refers to ______.
A．its expensive overhead
B．its large amount of branches
C．its long history
D．corruption of its leaders
单项选择题
According to the passage, New York's Citibank ______.
A．is a dark horse in the field of banking
B．has been growing in a moderate way
C．has been making efforts to conquer the markets of Bank of America
D．has more branches than Bank of America now
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