单项选择题
Do you know how to deal with money troubles for the future Here is some useful advice for people with money worries.
1. Compulsive deposits (强制储蓄): Force yourself to take 15 to 20 per cent of your monthly income and put it in a separate bank account. This won’t upset your life a great deal and will give you a good number of rewards in several years’ time.
2. Separate "wants" from "needs": In keeping your accounts, list different items in two different columns. Check what you need and what you want, meaning things you may not necessarily need.
3. Avoid shopping with friends: You may only buy one blouse when you are shopping alone, but you may also pick up a skirt and a pair of shoes or maybe a luxurious (奢侈的) dinner and two hours of Karaoke if you are with someone.
4. Avoid using credit cards: Bring along only a limited amount of money when you go shopping and spend no more than what you have planned.
5. Find substitutes: Many people rush out to shop when they want to release some pressure. But, a good book or an interesting movie might be just as good a relief. It takes time to change the habit, but it pays off if you try.
6. Enjoy investment: By investing we do not mean in a car or home electronic device. Joining an English training course might be another form of investment.
A.Many people go to cinema to have an interesting movie as a substitute.
B.Many people go out shopping as a way to change their habit.
C.Many people go to the bookstore to have a good book as a substitute.
D.Many people go out shopping without a second thought when having pressure.