单项选择题

A policy is ______.

A．a legal agreement
B．a check to be cashed at the bank
C．money paid by the insured
D．a particular kind of insurance
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单项选择题
Insurance premiums do not become too high because ______.
A．not many people suffer loss
B．they are fixed according to how likely the risk of loss is to happen
C．not many people insure themselves
D．insurance companies compete with each other
单项选择题
According to the writer, insurance is ______.
A．useful but too risky
B．useful and necessary
C．costly but worth buying
D．cheap but not necessary
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