单项选择题

The passage is mainly talking about______.

A．the credit-card industry in Britain
B．the story of the philanthropist Joshua
C．credit cards for sub-prime borrowers
D．Provident's new credit card named Vanquis
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单项选择题
Which of the following is true about sub-prime issuers
A．They charge a high annual interest rate of 69%.
B．Delinquencies in the sub-prime market are 4-5%.
C．They make more refined assessment and pricing of risks.
D．It's difficult for them to afford higher delinquency risks.
单项选择题
According to the passage, to make money the issuers who are not sub-prime ones always______.
A．impose application fees and other extra charges like that
B．pay less attention to managing risk than to collecting debt
C．cap their potential losses by lending only small amounts
D．charge no fees for late payment and breaching credit limits
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