The Premium Pension Authority______
A. provides several funds for employees to choose
B is a non-governmental agency
C. pays the pension for people
D. centrally administers premium pension contributions and fund choices

A．young people are showing less interest in higher education
B．students cannot understand modem academic texts
C．academic books are too childish for their undergraduates
D．there has been a significant change in student literacy

A．they read too loudly
B．there are too many repetitive words
C．they are discouraged from using their imagination
D．they have difficulty assessing its meaning