Questions 23 to 25 are based on the conversation you have just heard.

A．Fewer retirees will be entitled to receive Social Security.
B．Payroll taxes may be increased.
C．Younger Workers can save some of their payroll taxes in a personal account.
D．Beneficiaries will receive less money from the Social Security.

A．Big waves pose a threat to commercial navigation.
B．The river current never flows faster ten miles per hour.
C．The river reverses its flow several times a day.
D．High tides can create sudden and unexpected rapids.