单项选择题

As our society progresses with each passing day, more and more people enjoy doing anything through Internet. The same expectations apply to online banking. Regarded as a powerful " value-added" tool, online banking has attracted a great number of new customers while maintaining its old ones. Meanwhile, it may be conducive to eliminating costly paper handling or teller(出纳员) interactions in such a banking environment that is increasingly competitive.
Nowadays, most large national banks, many local banks and credit unions provide some form of online banking, such as PC banking, electronic banking, home banking or Internet banking. Online banks are sometimes referred to as "brick-to-click" banks, which must be distinguished from "brick-to-mortar" banks that haven’t offered online banking yet, as well as from "virtual" banks that have no physical branches or tellers under whatever circumstances.
The challenge for the banking industry has always been to design a brand-new service channel in such a way that its customers are willing to learn to use and trust it. That is to say, if you’re new to online banking, it might take time to get started. Most of the large banks can now offer secure and fully functional online banking for free or just for a small cost. As more banks achieved success and more customers use their sites, fully functional online banking will certainly become an irresistible trend of the development in banking industry.
Online banking has a lot of advantages. Unlike your corner bank, online banking sites open all the time; they’re at hand 24 hours a day, seven days a week. You can easily enjoy the services such as account management, investment financing, online payment, even securities from a secure site. If you’ve away from state or even out of the country when a money problem emerges, you can log instantly on to your online bank and take care of business. Online bank sites generally carry out and confirm(确认) deals quicker than ATM processing speeds. Many online banking sites now offer fashionable tools to help customers manage all of their valuable items more effectively.

The word "eliminating" (Line 5, Para. 1) means ().

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