单项选择题

投保人或被保险人明知某些事实会影响保险人决定是否或怎样承保某一风险,且他们对这一事实相当了解,而故意不申报的行为是( )。

A.欺诈
B．隐瞒
C．重大不实告知
D．不实告知
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单项选择题
某企业流动资产为10万元,其中存货4万元,待摊费用0.5万元,流动负债6万元,应收账款1.5万元,则速动比率为( )。A．0.67B．0.92C．1D．1.67
A.5万元,流动负债6万元,应收账款1.5万元,则速动比率为(
B.0.67
B．0.92
C．1
D．1.67
单项选择题
听力原文：M: First, I want to thank you for doing this survey. This is an open-ended questions survey, so please don't feel held back.W: OK, I will try my best.M: That's good. Now, will you please tell me first what program you are a part of and what year you are in?W: Yes, I'm currently in my fourth year of a biology course and I'm majoring in microbiology. If all goes well, I could be off to Europe for my Master's next June.M: How do you feel about the biology program at this university? Do you think it has lived up to your expectations?W: On the whole it has. However, as this university is still known primarily as a liberal arts school, you might say that biology doesn't always work with a very abundant budget. Perhaps the faculty hasn't fought hard enough for their fair share.M: How do you think this under-funding problem affects the quality of education?W: Well, for example, the laboratory has all the equipment you would normally find at a standard lab. Unfortunately, if you want to conduct experiments that are highly complex, then you probably have to compete over resources with the Chemistry Department.M: How would you describe the quality of the professors? I guess I am interested in your own experience with them.W: I think they are generally very well committed to the program and to their students. But the problem is that they themselves feel that they are working with inferior equipment.M: Well, it sounds reasonable. But could you explain it more exactly?W: Yes. I have heard many are taking contracts elsewhere, so we may lose a few just yet. This could put the program in great risk because we rely so much on skills.M: Well, I hope your comments help to get that message across. Thanks again and I hope you have a great future.W: Thank you.(4)A．Students' opinions of the program they take.B．The situation of biology education.C．The quality of professors.D．The quality of equipment.
A.
W:
B.
M:
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D.
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W:
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I.
W:
J.
(4)
A．Students'
K.
B．The
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C．The
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D．The
N.
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