单项选择题

To obtain an FHA mortgage for $50,000or more,the home buyer must have adown payment equal to 4 percent of the first $25,000 of the mortgage amount and5 percent of the portion in excess of$25,000.At settlement the buyer pays a mortgage insurance premium equal to 3percent of the mortgage amount.What is the maximum FHA mortgage.if any.A buyer can obtain if the buyer has only$6,000 available for the down payment and insurance premium()

A. $62,500
B. $71,875
C. $78,125
D. $125,000
E. The home buyer cannot obtain an FHA mortgage.