单项选择题

The reason why companies like Provident lend money to those with poor credit records is that______.

A.the prime market in Britain has been saturated
B.their boss Sir Joshua Waddilove is a philanthropist
C.they can't make money from lending to prime borrowers
D.they can make money from their borrowers illegitimately
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单项选择题
According to the passage, to make money the issuers who are not sub-prime ones always______.
A.impose application fees and other extra charges like that
B.pay less attention to managing risk than to collecting debt
C.cap their potential losses by lending only small amounts
D.charge no fees for late payment and breaching credit limits
单项选择题
Which of the following is true about sub-prime issuers
A.They charge a high annual interest rate of 69%.
B.Delinquencies in the sub-prime market are 4-5%.
C.They make more refined assessment and pricing of risks.
D.It's difficult for them to afford higher delinquency risks.
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