单项选择题

James has not paid back two loans. He must have a terrible ______.

A. credit rating
B. charge card
C. principal
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单项选择题
If you ______ your car loan, the bank will take possession of your car.
A. pay off
B. default on
C. compute
单项选择题
When my friend needed a loan he offered the bank his house as（）.

A. debt
B. term
C. collateral
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