填空题

Questions 47 to 56 are based on the following passage.
A college education is an investment in the future. But it can be a (47) one. The College Board (48) that the costs at a four-year public college in the United States increased 10% this past school year. That was less than the 13% increase the year before, but still much higher than the inflation (49) . Public colleges and universities still cost a lot less than private ones.
Financial aid often helps. But financial experts (50) parents to start college savings plans when their child is still very young.
All fifty states and the District of Columbia (51) what are called 5-29 plans. These plans are named after the part of the federal tax law that created them in 1996. States use private investment companies to operate the (52) of the programs.
Every state has its own rules (53) 5-29 plans. Some of the plans are (54) of state taxes. And all are not required to pay federal taxes. However, the government could start to tax withdrawals (取钱) in 2011 if Congress does not change the law.
5-29 plans include investment accounts that increase or decrease in value with the investments they contain. Families must decide how (55) they want to put money into stocks, or other investments.
Another kind of 5-29 plan lets parents begin to pay for their child’s education in (56) and long before their child starts college. This kind of savings program is called a prepaid tuition plan. The money goes into an account to pay for an education at a public college or university in the family’s home state.

• A) aggressively
• B) estimates
• C) offer
• D) automatically
• E) rate
• F) consumes
• G) costly
• H) decline
• I) advise
• J) capable K) free L) majority
  M) advance N) governing O) general