TEXT B Kidnappings around the
world have typically had one of two major goals: publicity for a local political
cause or as a form of" fund-raising" for the kidnappers. Recently, kidnappings
for political reasons have been on the decrease, whereas kidnapping for profit
has seen a dramatic increase. A prime example of this trend is
in Colombia. Colombia is considered to be the kidnapping capital of the world,
with rival guerrilla and paramilitary groups consistently abducting
civilians--including businessmen, tourists and aid workers. The ransom money
obtained from these activities is used primarily to finance a 37- year civil war
in Colombia. The U.S. State Department estimates that more than 3,000 people are
kidnapped in Colombia each year. Most kidnap victims are Colombians who are
either wealthy or who can at least come up with a few thousand dollars. Although
the kidnappings are most often performed by political dissidents, the motivation
for the kidnappings is usually money, not politics. Colombia is
not the only country to be plagued with this increase in kidnappings for profit.
Ransom kidnappings are becoming more common in Mexico, Central America, Brazil,
Chechnya, the Philippines, Haiti, and many other developing countries throughout
the world. Although many kidnappings are politically motivated, a growing number
are simply fund-raising exercises by guerrillas or common criminals. For
example, when a new rebel group, the Popular Revolutionary Army, surfaced in
Mexico in 1996, experts concluded that the group financed itself through
kidnappings carried out over the previous two years. One of the
causes of the worldwide increase in kidnappings for profit is that billions of
dollars in foreign investment has only marginally assisted the poor throughout
the Third World. This has created a growing resentment of the elites who have
hoarded much of the wealth. Therefore, often kidnappings for profit throughout
the Third World are a backlash by the poor against the elites, in an attempt to
even the score by obtaining some of their money. Moreover, there
is an increasing risk of kidnapping for tourists and expatriate executives
throughout the world. This is particularly so for Americans, who are perceived
as rich even when they are not. Their substantial numbers--3.2 million living
overseas and 50 million traveling internationally each year--have left Americans
more at risk than citizens of other countries. In many countries, the kidnapping
of business people, especially American executives and mid-level managers, as
well as tourists has become a thriving business. For example, during the last
several years, the FARC and ELN, two Colombian terrorist groups, have extorted
more than $632 million from foreign companies and individuals.
In fact, the problem of kidnapping has become so bad internationally that
several insurance and security companies are offering either international
kidnapping insurance or, at least, detailed instructions on how to avoid a
kidnapping. This too has become a thriving business. According to Fielding
Worldwide, Inc., a typical KRE (Kidnap, Ransom and Extortion) insurance policy
has a $1 million limit. An annual policy would cost between US$7,000 in Brazil
or up to a maximum of US$26,000 in Colombia---this is an incredible cost.
Corporations usually buy blanket policies that cover all employees, but often
business is intertwined with extended family from grandparents down to
grandchildren. Therefore, often the entire family must be included in the policy
to ensure maximum coverage. Since kidnappers are aware of these
KRE policies, the insurance policies have inadvertently created a way for them
to make even more money than if they were to kidnap a typical man off the
street. So, is it necessary to obtain one of these policies Seitlin &
Company (a KRE insurance provider) believes that you would be "crazy" to do
business in Latin America without US$5-$10 million in KRE coverage since, for
example, in Colombia a ransom less than a million is considered a joke. Unless
your family can afford this price tag, a KRE policy will provide payment if you
happen to be kidnapped. Consequently, kidnap prevention and hostage- release
services are growth enterprises and more and more KRE policies are being written
all the time. On the other side of this enterprise are the
kidnappers. They are skilled professionals who are experienced in surveillance
techniques, communications, logistics and command control, as well as weaponry.
The kidnappers continue the kidnapping because they know that frequently it is
an insurance company who will pay out -- and pay out big. As a result, there is
a known range within which the eventual price will be agreed upon, depending on
the caliber of the executive, his or her country of origin and the type of
kidnapper. Thus, even if the initial counter-offer is far below the initial
demand, kidnappers know it is part of the "business" to keep negotiations
going. Unfortunately, not everyone can afford kidnap-negotiation
services or a KRE policy. For example, Thomas Hargrove, a Texas science writer
working in Colombia, was held for 334 days until his wife, frustrated by his
company’s refusal to pay a ransom, hired her own negotiators. She paid $500,000
for his release. Clearly, kidnapping has become big business in
many parts of the world. The possible causes of the worldwide increase in kidnappings are ail the following EXCEPT that ______
A.the kidnappers consider it a pleasure to do harm to the victims B.some rebel groups financed themselves through kidnapping C.foreign countries have invested little in the Third World D.the kidnappers know that frequently an insurance company will pay out big for the hostages