Anyone who opens a current account at a bank he is lending the bank money, repayment of which he 1.______ may demand at any time, either cash or by drawing a 2.______ check in favor of another person. Primarily, the bankercustomer relationship which is of debtor and creditor— 3.______ which is depending on whether the customer’s simple account is in credit or is overdrawn. But, in addition on that basically simple concept, the bank and 4.______ its customer owe a large number of obligations to one and another. Many of these obligations give rise to problems 5.______ and complications, but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him. The bank must obey its customer’s instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to enter its count only in respect of checks drawn by himself. 6.______ He gives the bank specimens of his signature, and there is a very firm rule that the bank has no right or obligation to pay out a customer’s money on a check on which its customer’s signature has forged. It makes no difference 7.______ that the signature maybe a very skillful one: the bank must 8.______ recognize its customer’s signature. For this reason there are no risk to the customer in the modern practice, adopted 9.______ by some banks, of printing the customer’s name on his check. If this facilitates forgery, this is the bank which will 10.______ lose, not the customer.