单项选择题
| If you wonder how to cut comers,
there’s an obvious place to look at you spending habits. Do you buy a soda each weekend Waste $1 a day for 40 years and, when you’re set to retire, you’ll find your account is short by $190i000. Grab a calculator and you’ll discover that, over 40 years, going out to dinner twice a month at $ 40 each time amount to haft a million. Even a pack-a-day cigarette habit will lighten your retirement account by $ 330, 000. And the same with cable TV and those cool earrings. They will probably amount to as much as one million. So, the first clue to accumulating wealth is this: focus on your spending habits. Here are a couple of tricks to help you save even if you swear you can’t afford to. Stop buying things that fall rather than rise in value. Pay yourself first: before you pay the monthly bills, send $ 25 to a mutual fund~ Stop spending coins. From now on, spend only paper currency, and keep the change every day. Get your family involved, and you’ll double your savings use discount tickets at the supermarket, but use them correctly. How If you really want to make these tickets worthwhile, you actually must invest into your mutual fund the amount you save by using the tickets. Otherwise, you’re wasting your time -- and your money. |