If you do not have to (11) all the money
that you make, then you are able to save money. Some people try to save
(12) . The savings can be put in a bank. You may ask the clerk
to open the checking account for you. All you have to do is (13)
a form and sign your name on a signature card. Then you’ll be
(14) to use your checkbook. When you buy something in a shop,
you don’t have to carry a lot of money with you. Once a month, the bank will
send you a statement of your account. It will tell you how much you have spent.
You will find this kind of bank (15) convenient.