单项选择题

A policy is ______.

A．a legal agreement
B．a check to be cashed at the bank
C．money paid by the insured
D．money paid by the insurer
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单项选择题
Insurance premiums do not become too high because ______.
A．not many people suffer loss
B．they are fixed according to how likely the risk of loss is to happen
C．not many people insure themselves
D．insurance companies compete with each other
单项选择题
According to the passage, insurance is ______.
A．not worth buying
B．useless
C．worth buying
D．cheap but not necessary
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