Questions 18 to 20 are based on the following
passage. At the end of the conversation, you will be given 15 seconds to answer
the questions. Now listen to the passage.
If you want to study in the US, you need NOT to
A.sign the statement of Financial Responsibility B.name people who will help them with payments C.provide a bank letter from within the past 6 months D.send proof to a bank to show that you have the money