In business, many places adopt a credit system, which dates back to ancient times. At present, purchases can be made by using credit cards. They fall into two categories: one has (1)______use, while (1)______ the other is accepted almost everywhere. The application for the use of the latter one must be made at a (2)______. (2)______ Once the customer starts using the card, he will be provided with a monthly statement of (3)______ (3)______ by the credit company. He is required to pay one quarter to half of his credit (4)______every (4)______ month. Advantages. 1. With a card, it is not (5)______to save up money before an actual pur- (5)______ chase. 2. If the card is lost, its owner is protected. 3. A (6)______and complete list of purchase (6)______ received from the credit company helps the owner to remember the time and (7)______of his purchase. 4. (7)______ The cards are accepted in a(n) (8)______by (8)______ professional people like dentists, etc. Major disadvantage. The card owner is tempted to (9)______his money. If this is the case, it will (9)______ become increasingly difficult for the user to keep up with the required (10)______, which will result in (10)______ the credit card being cancelled by the credit company.