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Younger people are more likely to talk about their money issues than their elder counterparts,it has been revealed.Saga Personal Finance has found that 14 percent of over-50s are happy to talk about their finances ln (31) ,compared to 21 percent of under.50s.People (32) .claimed they are unwilling to discuss money openly said they believe those matters should stay private(50 percent)and a tenth explained it was (33) they were embarrassed about their financial situation.Around half of the under-50s said they were happy to (34) .money with their friends,whereas this fell to 30 percent among the older group.It was also revealed that 71 percent of Brits in a relationship have a separate current (35) ,explaining that they want to keep their money apart as the main (36) .Nearly a fifth claimed it was because they did not want to take responsibility (37) ,someone else’s spending and 12 percent explained this was a good way to avoid arguments regarding finances.However,15 percent of couples said they argue about money more than any (38) .issue,with one in four having a row about it several (39) a month.It was also interesting to find out that arguments regarding money appear to occur more between couples who have been together a while, (40) may be because they feel more comfortable bringing up the‘sticky’issue.

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Question 2 · You work for a furniture company which has been losing market over the past two quarters.The Directors have asked you to write a report to explain the reasons for the decline. · Write the report,explaining why the market share has been shrinking.and include the following points: ——what are the possible causes within the company. ——what are the possible causes outside the company. ——what plans you have for improvement. Question 3 · A new snack product of your company has proved very successful on the market.and your manager wants to expand it into a whole series of similar products in different flavours. · Write the proposal for your manager,including the following information: ——what the successful snack is like and why it is successful. ——why it is necessary to expand the product into a series. ——what you need to develop and launch the new series(e.g.budget,people and time). Question 4 · Your organisation is planning an international trade fair for next autumn and you are responsible for inviting targeted potential exhibitors. · Write an email,including the following points: ——your strengths as a dependable trade fair organiser. ——invitlng the recipient to the event. ——some arrangement details for the trade fair(e.g.time,place,services,etc.), ——a reminder about the application form and application fee,and the deadline for application.
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