The word "converge"(Line 1, Para. 4) can be best replaced by "______".

A．the decreasing growth rate of secured lending
B．the mortgages rising by 6.5 billion pounds
C．the consumer credit rising as expected
D．the constantly stable state of house prices

A．the former can be forecasted by the latter
B．the former has a faster slowdown than the latter
C．the former is more sustained than the latter
D．the former may lead to the changes of the latter