Section A Translate the underlined sentences of
the following passage into Chinese. Remember to write the answers on the answer
sheet.
Finding an understanding bank can be the key. (81) Almost
all the big banks offer students interest-free loans, as well as a range of
gifts designed to win them over. Most students will be best
off with a bank that has a branch on campus or at least close to the university.
(82) These banks are more likely to have specialist advisors for students and
will be easier to get to for students who need advice on their finances. In addition, students need to figure out how the state support
system works. These days, nobody gets a grant—instead, a system of student loans
applies. Hard-up students can apply for bigger loans, The
system is run by the Student Loans Company. It charges interest at a rate pegged
to inflation, which should make the debt cheaper than any commercial loan. (83)
Students do not have to start repayments until the April after they leave
college and then only if they earn more than a certain amount.
(84) The largest loans are available to people flying away from home in
London—the maximum they can borrow this academic year is ￡ 4, 815. But 25
per cent of this sum is need-based. Students whose family income is above a
certain level can apply for only ￡ 3,610. Outside London the
loans are lower—￡ 3,905 for students who qualify for the full loan, or ￡ 2, 930
for everyone else. (85) The maximum loan falls to ￡ 4,175 in
London and ￡ 3,390 elsewhere for final-year students as the Government assumes
they will be able to get a job at the end of the year. Again, 25 per cent of
this is need-based.