填空题

Life insurance isn’t fun to buy. It forces you to think about your death: a subject many prefer not to (36) . But there’s a single, overriding reason to buy life insurance., to provide an income for your (37) should you die. Don’t depend solely on an agent to (38) your life insurance needs. Rule-of-thumb (39) such as five or eight times your income are guesses: they may produce too little or too much insurance. Carry too little insurance and you may not provide a reasonable (40) of living for your family after your death; carry too much and you may not enjoy a reasonable standard of living while you’re (41) . Most people who have life insurance don’t have enough. The median amount of (42) for all adults with life insurance was only 15,000 pounds in 1984. That’s obviously not enough to (43) a family with young children for very long. Nationwide Insurance .found that (44) ; they needed about 100, 705 pounds more. Married women carried about 43, 516 worth insurance but needed some 98,507 pounds more. (45) First, figure what your family’s expenses Would be if you died tomorrow. Then, (46) Finally, subtract the assets from the needs. The result is the amount of additional insurance that you’ll need to buy.