单项选择题

What problem does the woman have

A．She doesn’t want to pay the late fee.
B．She was given incorrect information.
C．She can’t afford to pay her tuition.
D．She didn’t pass her mathematics class last semester.

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单项选择题

What are the speakers mainly discussing

A．A chemistry assignment.
B．A study that their chemistry professor did.
C．A class that the woman is taking.
D．A job possibility.

问答题

[听力原文]Saving Money Saving money is a first step toward wealth. Putting money away for the future also supports the banking system. Banks need a supply of savings to provide money for loans. In the United States, people who want to start a savings account have many choices. Banks, savings- and-loans and credit unions are traditional places to open an account. Credit unions are cooperatives for people who are linked in some way. For example, the members may work for a university or a government agency. Most credit unions are non-profit organizations. Savings are protected up to a limit if a federally guaranteed bank, savings association or credit union ever fails. Savers have their money guaranteed up to one hundred thousand dollars. Banks and other financial organizations pay interest on savings accounts. But the interest rates are low. Certificates of deposit are another way to save. They pay higher interest rates. With a certificate of deposit, a person agrees not to withdraw an amount of money for a period of time. The term could be three months, or it could be several years. Longer terms, and larger amounts, pay higher interest. People can withdraw their money early but at a cost.

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