Passage Two Questions 29 to 31 are based on the passage you have just heard.

A．A worker can invest ＄ 4,500 into IRA while he can put only ＄4,000 into the pension.
B．The .saver of IRA can decide the investment of the account.
C．In IRA savings can be withdrawn freely and this is not allowed in pension.
D．Money put in IRAs will be taxed and money in pension is tax-free.