填空题

A -- Debt issuer ratings B -- Bad loans
C -- Current ratio D -- Efficiency ratio
E -- General reserve F -- Interest accrual
G -- Lending policy H -- Loan origination
I -- out-of-area loan J -- Operational risk
K -- Past due loans L -- Profit and loss
M -- Restructured loans N -- Secondary mortgages
O -- Risk rating system P -- Term loan
( )不良贷款 ( )流动比率