A. a national electronic-money system B. a bank-card system
C. lowered income - tax rates D. fund - transfer technology

A. the reimbursing bank
B. the negotiating bank
C. the remitting bank
D. the collecting bank

A. can only be accepted for the account of the named payee 
B. can be accepted for the credit of an account other than that of the named payee provided the collecting bank makes enquiries
C. prevents negotiation of the cheque and, therefore, has the same effect as a "notnegotiable" crossing
  
D. is an example of a special crossing