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ANSWER SHEET ONE Money in America Money is used to buy goods or services and (1) ______ debts. (1) ______ In America, money supply consists of (2) ______ (paper (2) ______ money), coins, and demand deposits [(3) ______ ]. (3) ______ In a modern credit economy, money must possess two most important attributes: acceptability and (4) ______. It also (4) ______ has two legal attributes: legal tender and (5) ______. (5) ______ Money performs four main functions: a. standard of value; b. (6) ______; (6) ______ c. store of value; d. standard of deferred payment. There are three partially conflicting theories of value for explaining the (7) ______ in the value of American money, (7) ______ namely the commodity, quantity and income theories. Coins are credit money or (8) ______ money whereas (8) ______ paper money consists of Federal Reserve notes. Demand deposits are supplied depending on a bank’s total (9) ______ (9) ______ reserves. The Federal Reserve, or Fed, as a central bank, (10) ______ and (10) ______ controls the nation’s money supply and credit.

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