填空题

In this passage, the author gives a brief introduction of different kinds of insurance policies.

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The purpose of insurance can be realized only when the cost of insurance is shared by many people who face a similar risk.
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1. 目前一部分学生是通过银行贷款完成学业的2. 但是有少数学生毕业后没有按时还贷3. 你认为有哪些原因，应该如何解决此类问题What Is in the Way of Paying Back the Loans
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