The passage contains TEN errors. Each
indicated lie contains a maximum of TEN error. In each case,
only TEN word is involved. You should proofread the passage and
correct it in the following way: For a wrong word,
underline the wrong word and write the
correct one in the blank provided
at the end of the line. For a
missing word, mark the position of the
missing word with a " ∧ "sign and write the word
you believe to be missing in the blank
provided at the end of the line. For an
unnecessary word, cross the unnecessary word with
a Slash "/" and put the word in the blank
provided at the end of the line.
Variations among state insurance laws can cause problems for
families. If you do (1) ______ your homework
before moving to another state, you may find that your insurer has dropped
you or raised your monthly premiums on hundreds of dollars. Florida, for
(2) ______ example, does not have a
guaranteed-issue law, and the state’s program as the insurer of last resort
has not accepted new applicants in nearly 15 years despite of legislative
(3) ______ efforts to reopen it. That comes as a shock to many early
retirers moving to Florida, (4) ______ said Wayne
Sakamoto, a health insurance agent in Naples who is also president of
the Florida Association of Health Underwriters. After being turned off by
nearly every (5) ______ company that offers
individual policies in Florida, the Johnsons was worried. They
(6) ______ said that they were basically healthy for
their age and that they took some medications (7) ______ --Mr.
Johnson for high blood pressure and Mrs. Johnson for arrhythmia--that
were white flags for some insurers. But having a high-deductible policy
allows them to (8) ______ make pretax
contributions to a health saving account, up to their deductible. Any
(9) ______ money they do not spend on health care
can be rolled over to following years. As is the case with an individual
retirement account, any withdrawals made before the age of 65 would be taxed
and hit with a 10 percent penalty. After 65, there is no penalty, but any
withdrawals for medical expenses would be taxed.
(10) ______