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If you are buying a property in France，whether for a permanent or a holiday home，it is important to open a French bank account．Although it is possible to exist on traveller’s cheques，Eurocheques and credit cards(31) ＿＿＿by British banks，the(32) ＿＿＿for these(33) ＿＿＿can be expensive． 　　The simplest way to pay regular(34) ＿＿＿，such as electricity，gas or telephone，(35) ＿＿＿when you are not in residence，is by direct debit(a sum withdrawn from an account)from your French account．To (36) ＿＿＿a current account，you will need to(37) ＿＿＿your passport and birth(38) ＿＿＿and to provide your address in the United Kingdom．You will be issued with a cheque book within weeks of opening the account．In France it is illegal to be overdrawn．All accounts must be operated(39) ＿＿＿credit．However，there are no (40) ＿＿＿ charges． 　　Note that cheques(41) ＿＿＿longer to clear in France than in Britain，and call only be stopped(42) ＿＿＿stolen or lost． 　　The easiest way to(43) ＿＿＿money from a British bank account to a French(44) ＿＿＿is by bank transfer．You simply provide your British bank with the name，address and(45) ＿＿＿0f your French bank ac—count．The procedure takes about a week and(46) ＿＿＿between￡5 and￡413 for each transaction，(47) ＿＿＿on your British bank。 (48) ＿＿＿．you can transfer money(49) ＿＿＿a French bank in London．You can also send a sterling cheque(allow at least l2(1ays for the cheque to be cleared)，Eurocheques or traveller’s(50) ＿＿＿． 　　Finally．it is a good idea to make a friend of your French bank manager．His help call prove invaluable．

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