The high costs of running AHI's hotels are related to their ______.

A．Information regarding possible expansion of the business into nearby communities.
B．Encouragement of a business climate that is nearly free of direct competition.
C．Opportunities for the business owner to reinvest profits in other minority owned businesses.
D．Contact with people who are likely to be customers of the new business.

A．They were developed exclusively by Chinese immigrants.
B．They accounted for a significant portion of the investment capital used by Chinese immigrants in New York in the early twentieth century.
C．Third- generation members of an immigrant group who started businesses in the 1920's would have been unlikely to rely on them.
D．Recent immigrants still frequently turn to rotating credit associations instead of banks for investment capital.