TEXT D For years, Europeans have
been using "smart cards" to pay their way through the day. They use them in
shops and restaurants, plug them into pubic into telephones as and parking
meters. In France smart cards cover anything from a bistro bill to a
swimming-pool entry fee. In American, smart cards are not nearly so common --
only about 43,000 are now circulating in the US and Canada -- but Forrester
Research of Caul-bridge, Mass, predicts that number will balloon to 4.7 million
by the year 2002. What is a smart card, exactly, and how does it
work Also called a chip card because of the tiny
mixcroprocessor embedded in it, a smart card looks like the other plastic in
your wallet. To make things more confusing, some smart cards pull double duty as
regular ATM bank cards. The difference is that when you swipe your ATM (or
debit) card at the grocery- store checkout, you’re draining cash from your bank
account. Smart cards, on the other hand, are worthless un- less they are "loaded
with cash value", pulled directly from your bank account or traded for currency.
The chip keeps track of the amounts stored and spent. The advantage, in theory,
is Convenience: consumers bother less with pocket change and are able to use
plastic even at traditionally cash -only vendors. The electronic transaction
doesn’t require a signature, a PIN number or bank approval. Downside: lose the
card, lose the money. Most people are probably more familiar
with stored-value cards equipped only with a magnetic strip, such as fare card
issued to riders on the Washington metro or the New York City subway. The newer
chipenhanced versions, armed with more memory and processing power, have popped
up in various places in the past years or so, from college campuses to military
bases to sports stadiums. Other experiments are under way. A health -care claims
processor in Indianapolis, Ind, hopes smart cards will streamline medical-bill
payments. In Ohio, food-stamp recipients receive a smart card rather paper
vouchers. Smart cards issued for general commerce are rarer,
unless you happen to live in a place designated for a test run, such as
Manhattan’s Upper West Side. But big bank and plastic-purveying kings Visa and
MasterCard are hot for the idea, promising more extensive trials and more
elaborate, multipurpose cards capable of rendering everything else you carry --
plastic, paper or coin-- superfluous. Today’s smart cards may
not be revolutionizing the way we buy the morning paper yet, but they could turn
out to be right tool spur Internet commerce and banking. For the time being,
though, smart cards are just another way to buy stuff. And it could be a while
before even that catches on. Remember: some people still don’t trust ATMs
either. In the sentence "A health-care claims processor in Indianapolis, Ind , hopes smart cards will streamline medical-bill payments"( paragraph 4), the word" streamline" has the meaning of ______.
A.make... into a stream B.make... flow smoothly like a line C.make... successfully D.make