Questions 16-22 ·Look at the notes. ·Some information is
missing. ·You will hear part of a talk by an investment consultant of a
company. ·For each question (16-22), fill in the missing information in the
numbered space using one or two words. ·After you have listened once, replay
the recording. Some Guidelines to Smart
Investing The first guideline:
(16)to have______ The
first step may be called: (17)______
The second guideline is: (18)to
understand the______of______ A diversified portfolio includes:
(19)______, mutual funds, bonds, and______ Before
you buy them, you should: (20)______ The last
guideline is: (21)to have______
Over the past several years, New York stocks
have averaged, (22)______annual returns