填空题

A credit card is a card-sized piece of plastic. It was invented in the United States. People use credit cards for two main reasons. First, credit cards are easier and safer to carry than large amount of money. Second, people can use credit cards to buy the goods and services they want now and pay for them later. At the end of each month, people can pay all of what they owe or they can pay partly. However, some people do not like credit cards because the cards make it too easy for people to buy things they do not need and spend money they do not have.
You can get a credit card if the Credit Card Company or bank believes you earn enough money. On the card are your name, a special number and the name of the institution that offers the card. You can use a credit card like money to buy almost anything you want. The Credit Card Company or bank pays the store for the goods. Later you must pay the company or the bank.
Topic: (46)
Advantages of using credit cards: (47) to carry
able to (48) goods and services after buying
Disadvantages:
People are easily to buy things they do not need and (49) money they do not have
The institution that offers the credit card is a Credit Card Company or a (50)