Most banks in the U. S. open at 9:00 or 10:00 and close between 3:00 and 5:00, but stay open later on Fridays. Some banks have longer hours in order to attract customers. What’s the best way to carry money safely while you are traveling There are three possibilities -- personal checks from your country, traveler’s checks and credit cards. Some American banks accept foreign checks such as Euro-checks; the problem is that only those banks that are used to dealing with foreigners will know what Euro-checks are. It may be more convenient to carry traveler’s checks, which are insured against loss. They should be in dollars, because only a few banks do much business in foreign currencies. If your checks are not in dollars, it may take you a long time to find a bank that will exchange them. You can use traveler’s checks almost anywhere -- in restaurants, stores or ticket offices — without having to go to a bank. If you run out of them, you can buy more at most banks. Their service charge will vary, though, so ask what it is before you buy your checks. Americans would say the best way to carry money is to have a major credit card like Visa, MasterCard or American Express. Credit cards can be canceled if they are lost or stolen. And because they are widely accepted in the U. S. , it is easy to use them to pay for lodging, transportation, meals and things you want to buy from larger stores. Of course, you cannot get along without cash, but you don’t need to carry much with you. Why should traveler’s checks be in dollar in the U. S.
A) Because only a few banks deal with travelers checks. B) Because only a few banks deal with foreign currencies. C) Because traveler checks are insured against loss. D) Because you can exchange the checks not in dollars easily.