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New York, 10 November -- 5:27 p. m. , yesterday, biggest power failure in the city's history.
Thousands of people got stuck in lifts. Martin Saltzman spent three hours between the 21 st and 22nd floors of the Empire State Building. 'There were twelve of us. But no one panicked. We passed the time telling stories and playing word games. One man wanted to smoke but we didn't let him. Firemen finally got us out.'
'It was the best night we've ever had. 'said Angela Carraro, who runs and Italian restaurant on 42nd Street. 'We had lots of candles on the tables and the waiters were carrying candles on their trays. The place was full -- and all night, in fact, for after we had closed, we let the people stay on and spend the night here.'
The zoos had their problems like everyone else. Keepers worked through the night. They used blankets to keep flying squirrels and small monkeys warm. While zoos had problems keeping warm, supermarkets had problems keeping cool. 'All of our ice cream and frozen foods melted,' said the manager of a store in downtown Manhattan. 'They were worth $ 50 000.'
The big electric clock in the lobby (大厅) of the Waldorf-Astoria Hotel in downtown Manhattan started ticking (滴答) again at 5:25 this morning. It was almost on time.
Throughout the period of darkness, Martin Saltzman and the eleven others were ______.

A.nervous
B.excited
C.calm
D.frightened


【参考答案】

C
解析:文中说“Thereweretwelveofus,Butnoonepanicked”。panicked意......

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Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship- owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family poorer. On the other hand, not every house is damaged by fire, not every vessel lost at sea. If these persons each put a small sum into a pool(集体储备金), there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who administer the pool of contributions are insurers.The legal basis of all insurance is the policy. This is a printed form. of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the premium which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens.The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more competition in their branch of insurance and they may lose business. On the other hand if they make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured.