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张三与甲保险公司签订了一份保险合同，后被认定为无效的保险合同，其法律后果是

A.张三已交付的保费甲公司不再退还
B．张三还未交的部分保费无须再交付，已交部分由保险公司退还
C．如保险公司已给付张三保险金，张三应退还保险公司
D．张三与甲保险公司的权利义务即消失
E．如保险公司已给付张三保险金，张三无须返还

【参考答案】

B,C,D

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听力原文： The Giant Panda is also known as the 'Panda Bear', 'Bamboo Bear', or in Chinese as 'Daxiongmao', which means 'large bear cat'. The scientific name means 'black and white cat-footed animal'. As for the history of the Giant Panda, it is said that the earliest appearance of the Panda was somewhere between the late Pliocene or early Pleistocene periods—two to three million years ago. Panda fossils have been discovered in the areas of Burma and Vietnam and in particular, East China, as far north as Beijing. In the second century AD the Giant Panda was a rare and semi-divine animal inside China. In the Han Dynasty, the emperor's garden, in what was then known as the capital—Xi'an, held nearly 40 rare animal species, of which the panda was the most highly treasured. Scientists have debated for more than a century whether Giant Pandas actually do belong to the bear family or whether they are more related to the raccoon family or perhaps a separate family of their own. This is because the Giant Panda and its cousin, 'the Lesser' or 'Red Panda', share many characteristics with both bears and raccoons. Recent DNA analysis indicates that Giant Pandas are most definitely of the bear species although different enough to be put into its own sub family. The red pandas are more closely related to raccoons. Giant Pandas are categorized in the bear family while Red Pandas are categorized in the raccoon family.(33)A．One to three million years ago.B．Two to three million years ago.C．One to three billion years ago.D．Two to three billion years ago.

单项选择题

3岁小儿，因生长发育迟缓来院就诊，表现为身材矮小、智力落后。经检查诊断为先天性甲状腺功能减低症。在入院评估中发现该患儿精神、食欲差，嗜睡、少哭少动，根据该患儿所患疾病，护士还可能发现的问题是（）

A.体温过高
B．心动过速
C．腹胀便秘
D．喂养过度
E．神经兴奋性增加

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