填空题
Anyone who opens a current account at a bank
he is lending the bank money，repayment of which he 【M1】______
may demand at any time，either cash or by drawing a 【M2】______
check in favor of another person.Primarily，the bankercustomer
relationship which is of debtor and creditor—【M3】______
which is depending on whether the customer’s
simple account is in credit or is overdrawn.But，in
addition on that basically simple concept，the bank and 【M4】______
its customer owe a large number of obligations to one
and another.Many of these obligations give rise to problems 【M5】______
and complications，but a bank customer，unlike，say，a buyer
of goods，cannot complain that the law is loaded against him.
The bank must obey its customer’s instructions，and not
those of anyone else.When，for example，a customer
first opens an account，he instructs the bank to enter its
count only in respect of checks drawn by himself.【M6】______
He gives the bank specimens of his signature，and there
is a very firm rule that the bank has no right or obligation
to pay out a customer’s money on a check on which
its customer’s signature has forged.It makes no difference 【M7】______
that the signature maybe a very skillful one：the bank must 【M8】______
recognize its customer’s signature.For this reason there
are no risk to the customer in the modern practice，adopted 【M9】______
by some banks，of printing the customer’s name on his
check.If this facilitates forgery，this is the bank which will 【M10】______
lose，not the customer.