多项选择题

我国工程咨询单位资格服务范围包括（　　）。

A.工程设计
B.招标代理
C.工程监理
D.设备监理
E.决策咨询
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资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.The rules will compel banks to share data easily with licensed third parties. Bankers in Europe complain that their profits and customer relationships are under threat. However, opening up banks, and the data they store, is good for consumers and competition, New providers will be better placed to offer all sorts of innovative services, such as a one-click option to put unspent monthly income into a pension plan.Nevertheless, some concerns about PSD2 are legitimate. In particular, it is reasonable to wonder about the privacy and security implications of sensitive financial date being shared with third parties. But banks themselves are hardly invulnerable to cyber attacks （网络攻击）.And the solutions that the European regulators propose to deal with these worries look promising. Third parties that want to use bank data will need to convince national regulators that their data defenses are solid and are subject to annual regulatory inspections.The gap between writing rules and implementing them is always large. First, consent from customers to provide access to their bank data must be gained explicitly, and the purposes of the data use should be clearly explained. Second, regulators must be very tough both in ensuring that banks open up their infrastructure and in withdrawing the licenses of third parties that break the rules. Third, regulators must also be flexible enough to allow for changes as the market evolves. Since the new entrants will not be licensed to engage in riskier financial activities——such as lending money——it makes sense to regulate them with a lighter touch. But if some Fintech providers do end up becoming systemically important, higher standards of oversight might be necessary.What is the passage mainly about？
A.ChallengesfacingEuropeanregulators
B.AnewregulationinEuropethatopensbankstocompetition
C.ThesolutionstotheflawedbankingsysteminEurope
D.Aloomingthreattocustomers'privatebankdata
单项选择题
资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.At the same time, all is not rosy and a number of major issues are lurking ahead. A weakening global economy, Brexit and this year’s U.S. presidential election will mean growth will not be a straight line upwards.“The uncertainty created by financial upheaval and pending changes to trade and immigration rules will raise management heartburn. This will cause some postponement, even outright cancellation, of business trips. It may also trigger travel budget constriction as management seeks to hedge the uncertainty.” the report says.At the same time Concur, a company that provides support services for travel managers, released that the sharing economy is gaining traction with business travelers, based on its analysis of 40 million users who spend over $70 billion annually.Concur data indicates 56 percent growth for Airbnb type services in usage from Q1 2015 to Q1 2016. On average, business travelers stay five nights when home sharing versus three nights in a hotel.“Managing travel and expense is becoming increasingly complex, between integration with mobile technology, nuances in traveler preferences, and new travel supplier strategies,” notes Robb Nielsen, vice president of global produce experience at Concur. “This demands a fully connected travel and expense ecosystem paired with actionable insights, giving travel managers the visibility and control they need to drive cost savings.”A press released added, “The vast majority of business travelers also want to receive personalized travel options. However, even though business travelers want personalized options, they are hesitant to share too much personal information to obtain them. They are commonly willing to share details such as their frequent flyer or hotel loyalty number, preferred airline and hotel brands and aircraft seat preferences, but fewer than half would share their travel history, preferred leisure activities while traveling, their business calendar with booked appointments and their social media account names.”What is the author trying to imply from this article?
A.Personalizationisontherise,togetherwithsharingeconomy
B.ITeraisfinallycomingfortravellingindustry
C.Businessmenarebecomingmoreandmoregenerousonglobalbusinesstrip
D.Traditionaltravelagencyisabouttofadeaway
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