多项选择题

甲欠乙货款100万元，丙为该债务的担保人，甲、乙还约定以丁所拥有的房屋作为抵押。如果甲到期不还该笔货款。则下列表述中正确的有（　　）。

A.根据当事人的约定确定承担责任的顺序
B.乙应当先就抵押物求偿，在抵押物不足清偿时丙承担补充清偿责任
C.乙既可以就抵押物实现债权，也可以要求丙承担保证责任
D.由甲来决定先行使抵押权，还是先要求雨承担保证责任
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单项选择题
Text 3 It is a good time to be a fisherman.The global fish-price index of the UN's Food and Agricultural Organization（FAO）hit a record high in May.Changing consumer diets,particularly in China,explain much of the sustained upward movement.High oil prices,which increase the cost of fishing and transportation,also add to the price of putting fish on Lhe table.Not all fish are creaLed equal,however.There are two types of fish production: capture （or wild）and aquaculture （or farmed）.And they seem to be on different tracks.Fish such as tuna,the majority of which is cau~;ht wild,saw much bigger price increases than salmon,which is easier to farm.Overall,the FAO's price index for wild fish nearly doubled between 1990 and 2012,whereas the one for farmed fish rose by only a fifth.What explains this big difference?The amount of wild fish captured globally has barely changed in the past two decades.The ceiling,of about 90m tonnes a year,seems to have been reached at the end of the 1980s.Overfishing is one reason,as is the limited room for produclivity growth,particularly if consumers want high quality.Patrice Guillotreau of the University of Nantes tells the story of a fleet in France that decided to trawl,rather than line-catch,its tuna.It braughi more back to shore,but the fish were damaged.It could not be sold as high-value fillets and was only good for canning.The old ways of catching fish are still best if you want the highest profits,says Mr CuiUotreau.In contrast,the farmed-fish industry continues to make productivity improvements.Fish farms have found crafty ways to use lower quantities of fish meal as feed.In the early days of aquaculture,it could take up to ten pounds of wild fish to produce one pound of salmon.Now the number is down to five.That may still be an inefficient use of protein,but the ratio is set to improve further.Fish farms have also become more energy-efficient,meaning that they are less affected by higher energy pnces.And they have learned how to handle diseases beUer,reducing the quanlity of fish that ends up being unsellable.As a resuli of all these improvements,the global production of farmed fish,measured in tonnes,now exceeds the producUon of beef.Output is likely to continue growing:the FAO estimates thal by 2020 it will reach six times its I990 level.According to Patrice Guillotreau,the price of wild fish is decided by its_____
A.quality
B.size
C.quantiiy
D.popularity
多项选择题
下列关于委托收款基本流程的表述中，正确的有（ ）。
A.以银行为付款人的，银行应在当日将款项主动支付给收款人
B.以单位为付款人的，银行应及时通知付款人，按照有关办法规定，需将有关债务证明交给付款人的应交给付款人并签收
C.付款人应于接到通知的3日内书面通知银行付款
D.如果付款人未在接到通知日的次日起3日内通知银行付款的，视同付款人同意付款
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