多项选择题

互联网金融打开长尾市场的原因有：（）
A、产生新鲜感
B、申购所需资金少
C、设计操作简单、便捷
D、定制化服务丰富了投资理财的选择范围
E、鲶鱼效应完善了利率形成机制

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What is the author's attitude in this passage?D.Humorous.
A.PersuasivE.
B.Explanatory.
C.NarrativE.
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听力原文：M: Helen isn't here yet. Did you forget to invite her?W: She was going to come, but then she changed her minD.Why isn't Helen present?A.She decided not to comE.B.She forgot to comE.C.She wasn't inviteD.D.She altered her decision.
A.Why
B.She
C.
B.She
D.
C.She
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D.She
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